Summer is officially upon us this week and what better time to think about cover-ups than with summer in full swing and July 4th nearly upon us. My philosophy on cover-ups is simple - they should be functional and fun! I own very few cover ups because I only invest in ones I love and can live in! And, when you buy the right ones, you can keep rocking them for years to come. So, for all of your pool days, lake trips, exotic vacations and beach days, I've rounded up my favorite cover-ups for you to wear and love. There are plenty of red, white and blue options as well if you're in need of something last-minute for the 4th. Shop through the images below!